WARNING: Protective equipment cannot prevent all injuries a
player might receive
while participating in Baseball/Softball.
What
Parents Should Know About Little League Insurance.
The CNA Little League Insurance program is designed to
afford protection to all participants at the
most economical cost to the local league. It can be used to
supplement other insurance carried under
a family policy or insurance provided by a parent’s employer.
If there is no other coverage, CNA
Little
League insurance - which is purchased by the league, not the parent - takes
over and provides
benefits, after a $50 deductible per claim, for all covered
injury treatment costs up to the maximum
stated benefits.
This plan makes it possible to offer exceptional, low-cost
protection with assurance to parents that
adequate coverage is in force at all times during the
season.
If your child sustains a covered injury while taking part
in Little League Baseball or Softball, here is
how the insurance works:
1. File claim initially under insurance carried by the
family: Blue Cross, Blue Shield or any
other insurance protection available.
2. Should your family insurance plan not fully cover the
injury treatment, the Little League
CNA
Insurance Policy will help pay the difference, after a $50 deductible per
claim, up to
the maximum stated benefit. This includes any deductibles or
exclusions in your own
insurance.
3. If your child is not covered by any family insurance,
the Little League Insurance Policy
becomes primary and will provide benefits for all covered
injury treatment costs, after a
$50 deductible per claim, up to the maximum benefit of the policy.
4. Treatment of dental injuries can extend beyond the
normal 52-week period if dental work
must be delayed due to physiological changes of a growing
child. Benefits will be paid at
the time treatment is given, even though it may be some
years later. Maximum dollar
benefit is $500 for eligible dental treatment after the normal
52-week period subject to the
$50 per claim deductible.
We hope this brief summary has been helpful in a better
understanding of an important aspect of
the operation of the Little League endorsed insurance
program.