CABA West: Wilson Sports Team Insurance
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WILSON SPORTS INSURANCE SERVICES, LLC - (California, #OG38892)
The Following is only for general information and shall not amend or alter policies. The provisions of the policies constitute the only agreement between the insured and the Insurance Companies.
An application is provided at the bottom of this page for your convenience, please copy the application and mail along with payment to: AABC/CABA, PO Box 1625, Monterey Park California 91754.
NAMED INSURED
Western Baseball Alliance it's members, teams and leagues whose names are on file with the company and for which a premium has been paid.
COVERAGE PERIOD
Coverage period will be effective from the January 10, 2009 or date of enrollment thereafter through December 31st of the year the coverage is purchased. The insurance is in effect on the date the program administrator receives the enrollment form and the premium payment.
ACTIVITY COVERED
Any team play, practice or team activity.
GENERAL LIABILITY - PHILADELPHIA INSURANCE COMPANY
General Aggregate Limit: $3,000,000
Products Completed Operations Aggregate Limit: $1,000,000
Personal and Advertising Injury Limit: $1,000,000
Each Occurrence Limit: $1,000,000
Damage to Premises Rented to You Limit: $100,000
Legal Liability to Participants Limit: $1,000,000
ACCIDENT MEDICAL EXPENSE BENEFIT - HARTFORD INSURANCE COMPANY
$100,000 Per Player ($50 Deductible)
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INSURANCE RATES (Liability & $50 Deductible Medical)
08U TO 12U - $90.00/TEAM
13U TO 15U - $105.00/TEAM
16U TO 18U - $140.00/TEAM
Coverage is provided on a secondary basis. If other collectible insurance is in force, it must be used as primary. If no other coverage is in force, this coverage becomes primary.
INSURANCE BENEFITS & POLICY FEATURES
1) Western Baseball Alliance (WBA) registered teams may purchase this insurance.
2) Baseball Insurance covers the play & practice of any amateur baseball.
3) Coverage begins the day after postmark on the envelope containing your application and valid check.
4) All coverage expires December 31, of the year of purchase regardless of the date of purchase.
5) General Liability coverage is provided for players, coaches, managers, sponsors and team volunteers.
6) Accident Medical Coverage is secondary to any other collectible insurance; primary if no other insurance is in force.
7) The entire premium is earned upon policy issuance. There are no cancellation refunds.
8) Age of the oldest child on the team on the date of purchase determines the team age bracket.
ACCIDENT MEDICAL EXPENSE BENEFIT
The plan pays for covered medical expenses incurred within one year after an accident, to a maximum of $100,000 per accident for each insured person. Treatment must begin within 30 days of the accident.
Coverage is provided on a secondary basis. If other collectible insurance is in force, it must be used as primary. If no other coverage is in force, this coverage becomes primary.
BENEFITS NOT PROVIDED
1) Treatment by family members or employees of WBA.
2) Hearing aids, vision correction, cosmetic surgery, experimental or investigational treatment, routine physicals, deviated nasal septum, routine foot care, counseling or psychiatric care. Nor does the policy cover loss caused by, contributed to or resulting from:
a) sickness or disease.
b) suicide, attempted suicide or self inflicted injury.
c) riding in any non-commercial aircraft, using a recreational vehicle or snowmobile.
d) participating in illegal activities.
e) being under the influence of alcohol or drugs.
LIABILITY INSURANCE
Lawsuits against players, coaches, team sponsors and league officials are increasing at an alarming rate. Play with peace of mind knowing you will be covered by one of the best sports liability programs available. This Liability Policy provides $2 Million per occurrence of valuable liability protection. Coverage is provided for bodily injury, property damage and personal claims for which you are legally obligated. Protection is provided for lawsuits brought by athletic participants. This coverage is crucial, as an athletic participation exclusion or restriction renders a sports liability policy virtually worthless.
PROTECTION IS PROVIDED FOR
1) Player vs. player lawsuits
2) Products liability
SOME POLICY EXCLUSIONS ARE
1) The use of motor vehicles, watercraft and aircraft.
2) Injury or death of an employee.
3) Medical malpractice.
4) Liquor liability.
5) Sexual Abuse and Molestation
This is a brief outline of policy coverage and exclusions. Please refer to the policy for a complete listing of coverage, conditions, limitation, and exclusions
FIELD OWNER COVERAGE
Upon request, your field owner will be named as an additional insured at no additional charge. Liability coverage for the field owner will be in effect during the play and practice of the insured team /league only. The limit of liability is $2 Million per occurrence. Just complete the Field Owners section of the application and a certificate will be sent to verify coverage naming the field owner on the certificate.
For more information contact Ben Herrera or click on the Handout below for an application
Handout: 2009 Insurance Application